How to furnish your new home on a budget

So, you’re getting ready to move into your new home. Even if you’re on a tight budget, it’s still possible to it deck out with everything you need.

Creating a cost-effective – but well-equipped – home requires good imagination and some strong will to live within the parameters of the budget you’ve set yourself.

Here are our top tips for doing exactly that.

Needs v Wants.

How to refinance your mortgage and secure the best home loan for you.

The past couple of years have seen a major upheaval in the lending landscape. Consecutive interest rate rises have driven mortgage repayments up and tightened lending criteria.

Coupled with the increasing cost of living, there’s no doubt this has made things more challenging for home owners, prompting many to look at how they can claw some of their money back by refinancing their home loans.

Understanding the Energy Rating System on your appliances

What is the energy rating system?

Managing your power bills. Save power, save money.

There's nothing worse than opening your energy bill and finding it's higher than expected.  

So it’s time to take charge and look at how you can at how you can cut electricity costs around your home and save more on your electricity bill.

There are plenty of changes - big and small, that can add up to reduce your bills and help you play your part in reducing emissions. Here are our top tips for keeping the energy meter down and putting more money back into your pocket.

Heat and cool your space efficiently.

The 12 most important factors when choosing a builder for your new home.

Choosing a builder for a new home can be time-consuming, but it’s well worth the effort considering the amount of money involved, because making the right choice for you will directly influence not only the build quality of your home but also your enjoyment of the whole process.

Here’s a few pointers that will help you decide which builder is right for you.

Do Your Research: What Government Grants Are You Eligible For?

Your Dream Home Made Possible With Govt Home Guarantee Scheme

10 questions to ask your mortgage broker.

Whether you’re a first home buyer, upgrading, downsizing or looking to refinance your existing mortgage, if you’re looking for a home loan, a mortgage broker can help you sort through the many options on offer from different lenders. Mortgage broking is a service that can give you information upfront, help steer you in the right direction and set you up for long-term success.

And in the current interest rate environment, knowing the right broker and the right questions are more important than ever.

First time home buyers – a guide to getting started.

Buying your first home is one of the most exciting times in your life. But equally, working out how to finance it can be quite daunting and challenging. So we’ve put together a general checklist of information to help you to navigate your savings journey – and hopefully make the process as seamless as possible.

Identify your Budget.

The first thing you need to do is determine is how much you can borrow.

How to determine and track the value of your property

When it seems everyone around you is talking house prices, how do you know what your home is worth? If it’s been a while since you bought, it can be difficult to keep up to date with your property’s value. So, how can you work it out?

 Ask an agent for an appraisal. Most agents will be happy to oblige, and you might be pleasantly surprised by how much it is worth in today’s market.  

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